WELCOME TO Herts Choice Homes

Bidding Cycle

Bidding on:

Issue 440

closes Tuesday:

18 December at noon.

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Low Cost Home Ownership

Purchasing a home outright can be too expensive for many people. There are number of Government backs schemes to help people onto the 'property ladder' who cannot afford to buy on the open market and want to own their own property.


Shared Ownership

Shared Ownership allows you to buy a share of a property, initially between 25% and 75% of the full purchase price and pay a subsidised rent to a registered provider (usually a housing association) on the remaining share. You will need to apply for a mortgage on your share of the property.

In the future you can buy further shares in your home. This is called ‘stair-casing’.

You can search for shared ownership properties at BHPA. Bedfordshire Pilgrims Housing Association are the Help To Buy agents for Hertfordshire.

Help to Buy

Help to Buy is a Government backed scheme to help people onto the ‘property ladder’ who only have a small deposit buy would like to purchase a property.

There are different Help to Buy options, including shared ownership, which you may be eligible for depending on your circumstances.

Further information can be found on the Help to Buy website